L'IBAN és un format estàndard i unificat a nivell europeu dels números de compte bancaris.
L'IBAN no és un nou número de compte, és un nou format del mateix número que té ara.
Aquesta nova codificació li permetrà evitar errors i demores en les seves operacions, tant nacionals com internacionals, assegurant la transmissió correcta de les dades bancèries i evitant el càrrec de despeses innecessàries de les operacions que efectuï amb d’altres bancs.
El format IBAN conté -a més del número de compte- informació sobre el país, banc i sucursal del compte.
AD Codi del país del compte (dues lletres)
CC Dígits de control (dos números)
BBBB Codi del banc del compte (quatre números)
SSSS Codi de la sucursal del compte (quatre números)
ZZZZ ZZZZ ZZZZ Número de compte (dotze dígits)
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